Is Integrative Health an insurance plan?
No. Membership with Integrative Health is not an insurance program. Integrative Health is a family health membership combining primary medical care with complementary health care, including a wide range of holistic and wellness treatments, for individuals, families, and businesses.
What is the cost of membership?
Membership is $189 per month for an adult member committing to a 12 Month membership plan. Membership is $209 per month for an adult member committing to a 6 Month membership plan. If one parent is added then children can be added as members for an additional $49 per month, per child. A $29 signup fee is required for all new members.
How are you able to charge so little?
The Integrative Health model is proactive in nature and designed around identifying early changes that indicate a departure from optimal health so that we can intervene with corrective strategies. We include more detailed testing (regardless of whether it’s encouraged by insurance companies) and endeavor to quantify and promote long-term health rather than the absence of symptoms. Because we bundle many of these services into our membership fees, we are able to offer much better value.
Why do you charge so much?
We are offering care that our patients can use. Many people have a high-deductible insurance plan with a low monthly premium, but as a result they avoid going to the doctor because, until that high deductible is met, the cost of most visits is not covered. Bottom line? Along with your insurance premium, you’re still paying out of pocket for healthcare.
When you agree to be our patient for a 6 Month or 12 Month period, you have access to the superior quality healthcare services listed on our Benefits page for one flat monthly fee. We submit to insurance so the majority of care will decrease your unmet deductible. For the services included in your membership agreement, you pay nothing more than the low monthly payment. And while our membership fees are not covered by insurance, they can be paid through a Flexible Spending Account (FSA) or a Health Savings Account (HSA) using tax-free dollars.
What is direct primary care?
Integrative Health is a direct primary care practice. The “direct” part means we have a direct business relationship with our patients. We offer a limited number of memberships to our patients for an affordable flat monthly fee. The direct primary care business model allows us to spend more time with our patients, tailor treatment to each individual, provide more healthcare services as needed, and make treatment decisions aimed at long-term health and well-being.
Do you charge co-pays?
No. As a general rule, the usual payments made to health care providers such as copays or office visit fees are included as part of your membership. That’s one of the best parts of having our integrated health membership.
How much time do you spend with patients?
Because our membership size is limited, we can offer time to address ALL your health concerns. We can address more than one problem at a time, unlike the express-lane treatment most of us have gotten used to when seeking care.
Why do you have so many doctors and other practitioners?
Integrative Health employs several healthcare fields, allowing them all to work together in one place for our members. You no longer have to choose from the limited and ever-changing selection of what your health insurance covers. We will give you the best treatment options and providers based on your specific needs.
Who qualifies for membership?
Most individuals with health insurance qualify for membership, regardless of deductible, but membership may not be available to everyone. Currently we accept most insurances, but there are a few that we are not contracted with so please contact us with questions and we’d be happy to answer any insurance questions. We also have more answers on our Insurance FAQ page.
What about government programs?
Due to regulatory restrictions, Integrative Health membership is not available to those who are eligible for or enrolled in Medicare, Medicaid, Tricare, or other government health programs.
How long do I have to commit to membership?
New members commit to a minimum 6 Month membership, and thereafter continue on a month-to-month basis, with 30 days notice required to terminate membership.
Is there a limit to the number of members?
Integrative Health memberships will be limited to 500 patients per primary care provider.
Where do I go for care?
Services are currently available through a network of participating clinics in Loveland and Fort Collins.
Who is providing care?
Please see our Doctors and Practitioners page to learn about our doctors and practitioners, including photos, credentials, and bios.
What if I’m out of town and need a doctor?
Integrative Health members also have the option to add Telehealth services for an additional $10 per month, providing 24/7 access to doctors and healthcare advocates from anywhere in the world. These are actual doctors who are Board-Certified Internists, state-licensed family practitioners, and pediatricians licensed to practice medicine in the U.S. and living in the U.S. As part of your membership, you can also schedule a wellness check prior to your vacation. Telehealth also includes access to a Personal Health Advocate, usually a registered nurse, who can assist you with healthcare resources, billing, claims, and administrative issues 24/7.
What if I need to see a specialist?
Because we know our patients so well through the comprehensive preventive care we provide to all our members, we are able to quickly identify when someone needs to see a specialist that is not in our network. In these cases, we make the appropriate referral and stay connected with the specialist, so we have great follow-up care ready for you.
If my employer pays for my membership, will they have access to my medical records?
Absolutely not. By law, employers cannot have access to your medical records.
Can children be members of Integrative Health?
Yes, if a parent is a member, children may be added as members for $49 per month, per child. Pediatric services include well-child visits, immunizations, and sports physicals.